KIVA

KIVA – Loan Justification Your Name: Genevieve Welle

Potential Recipient URL: [] Name: Jaqueline Esmilda Centeno Aguilera Country: Leon, Nicaragua Type of Loan: Business

Criteria

1. Risk

Borrower (Credit history/Personal character): Her business skills were passed on and she is a single mother and has managed to stay afloat but needs more money to improve her life style for herself and her children.

Field Partner (Risk Rating, Delinquency Rate, Default Rate): The risk rating is 4.5/5 delinquency rate 1.66% default rate 0.14%

Country Risk (Economic, Political, Natural Disaster) Even though Nicaragua may be prone to having a earthquake every once or so, she needs support and its political state isn't bad.

2. Business Plan - [|Small Business Start Ups]

Potential for success: I think she has potential for success because she has ebing doing this business for 2 years and has experience.

Potential for sustainability: She has been at it for 2 years with out the loan.

Potential for regional economic benefit: People will benefit from her store if availability of products and more selection.

3. Borrower

Perceived level of need: I think it will benefit her and her children's well being and also she will be able to send her child/children to a better school.

Financial responsibilities/commitments of individual: She has to feed and cloth her child/children by herself.

4. Summary I think she should get the money because, maybe she has a less likely chance of getting the money back to us, but there are still people out there who need our help and don't need our harsh judgement. She has been working at it for 2 years and has expeiriance she ahs a good chance fully returnign our laon and getting of her feet.

KIVA – Loan Justification Your Name:

Potential Recipient URL: [] Name: Country: Type of Loan:

Criteria

1. Risk

Borrower (Credit history/Personal character):

Field Partner (Risk Rating, Delinquency Rate, Default Rate):

Country Risk (Economic, Political, Natural Disaster)

2. Business Plan - [|Small Business Start Ups]

Potential for success:

Potential for sustainability:

Potential for regional economic benefit:

3. Borrower

Perceived level of need:

Financial responsibilities/commitments of individual:

4. Summary